The Silver 925 Gold Plated CZ Money Bag Hip Hop Pendant is a jewelry piece made of 925 silver, which is a standard for sterling silver, that has a layer of gold plating on its surface. It is designed to represent a money bag and is embellished with cubic zirconia (CZ), which are synthetic gemstones that simulate diamonds. This pendant falls under the hip hop jewelry category, which is known for its bold and eye-catching designs.